-
Recent Posts
Recent Comments
Archives
- May 2024
- February 2024
- January 2024
- November 2023
- September 2023
- August 2023
- July 2023
- June 2023
- May 2023
- March 2023
- February 2023
- December 2022
- October 2022
- September 2022
- August 2022
- July 2022
- June 2022
- May 2022
- March 2022
- February 2022
- January 2022
- December 2021
- November 2021
- September 2021
- August 2021
- June 2021
- May 2021
- April 2021
- October 2020
- August 2020
- July 2020
- June 2020
- May 2020
- April 2020
- March 2020
- February 2020
- January 2020
- December 2019
- November 2019
- October 2019
- September 2019
- August 2019
- July 2019
- June 2019
- May 2019
- April 2019
- March 2019
- February 2019
- January 2019
- December 2018
- November 2018
- October 2018
- September 2018
- August 2018
- July 2018
- June 2018
- May 2018
- April 2018
- March 2018
- February 2018
- January 2018
- December 2017
- November 2017
- October 2017
- September 2017
- August 2017
- July 2017
- June 2017
- May 2017
- April 2017
- March 2017
- February 2017
- January 2017
- December 2016
- November 2016
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- December 2015
- November 2015
- October 2015
- September 2015
- August 2015
- July 2015
- June 2015
- May 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- October 2014
- September 2014
- August 2014
- July 2014
- June 2014
- May 2014
- April 2014
- March 2014
- February 2014
- January 2014
- December 2013
- November 2013
- October 2013
- September 2013
- August 2013
- July 2013
- June 2013
- May 2013
- April 2013
- February 2013
- January 2013
- December 2012
- October 2012
- May 2012
- December 2011
- November 2011
- October 2011
- September 2011
Categories
Meta
Author Archives: theloanman
Should you choose an existing home or build a new home?
Whether you’re considering your first home purchase or are ready for a change, you may be considering both existing homes and new homes. Which costs less? Which will give you more of what you want in a home? Which will … Continue reading
Posted in Uncategorized
161 Comments
Is Recasting Your Mortgage Loan Right for You?
If you’ve never heard of recasting a mortgage loan, don’t be surprised. It isn’t generally advertised, and the method isn’t widely used. And yet, it might be of benefit to you. What does recasting a mortgage loan entail? Briefly, it … Continue reading
Posted in Uncategorized
349 Comments
Untangling the gifted down payment puzzle…
If you want to buy a home, are short on down payment funds, and have a relative with the money and the desire to help you, it’s time to celebrate! However, you will need to follow a few rules. First, … Continue reading
Posted in Uncategorized
29 Comments
Will checking your credit harm your credit rating?
When you’re planning to purchase a new home, you naturally want your FICO credit score to be as high as possible. As a result, you may be getting plenty of advice on what to do and what not to do. … Continue reading
Posted in Uncategorized
483 Comments
How to choose the right mortgage lender for you
When you want to purchase a home, the two people most important to your success are your real estate agent and your mortgage lender. Your agent will be instrumental in helping you find the right house, then negotiating the most … Continue reading
Posted in Uncategorized
23 Comments
What Affects Mortgage Rates?
If you ever use the Internet or open a newspaper, you’ve seen ads from home mortgage lenders advertising their low interest rates. You may have even contacted one of those lenders, only to learn that the advertised rate only applies … Continue reading
Posted in Uncategorized
691 Comments
What Homeowners Need to Know about Capital Gains Taxes
First, what is a capital gain? It’s the profit (if any) that you make on property, such as a personal residence, that you sell after owning it for a year or more. Capital Gains Tax is the tax on … Continue reading
Posted in Uncategorized
37 Comments
Expenses to prepare for as a First Time Homebuyer
If you’re a first time homebuyer, you may have thought ahead to a few of the expenses you’ll face over the next year. For instance, if you now own a lawn, you might have set aside money for a lawn … Continue reading
Posted in Uncategorized
12 Comments
The Population of Texas is Exploding. Why?
About 14% of U.S. citizens migrate from one state to another each year, and for the past several years, Texas has been one of their most favored destinations. Last year, the two fastest growing population centers in the U.S. were … Continue reading
Posted in Uncategorized
36 Comments
What is a FICO Score and Why Does it Matter?
FICO is the credit score used by banks to determine whether they’ll grant you a mortgage loan and if so, what interest rate you’ll pay on that loan. FICO is just one type of credit scoring. Insurance companies and others … Continue reading
Posted in Uncategorized
7 Comments