Category Archives: Uncategorized

https://www.hud.gov/states/texas/homeownership/buyingprgms Before you attempt to buy a house… Unless you are sitting on a bag of money large enough to purchase a house for cash, you should become pre-approved for a home mortgage loan. If you skip that step, home … Continue reading →

What happens next with interest rates? Anyone wanting to buy a house with a home mortgage loan right now is wishing interest rates would come down. But is that likely to happen? And if so, when? People are also wondering: … Continue reading →

Homeowners who have made these home mortgage mistakes wish they could back up and start over, but sometimes it’s too late. Instead of having regrets later, heed these warnings before you apply for a home mortgage loan. Mistake #1: Thinking … Continue reading →

The grumbling we’re hearing across the nation from real estate agents is valid – many of their potential home buyers really cannot obtain a mortgage loan. Do you remember the banking industry’s reaction to the sub-prime mortgage crisis of 2007-2010? … Continue reading →

Prospective home buyers are naturally confused and wondering what to do. With interest rates double what they were not all that long ago, they’re wondering whether they’ll continue to rise or whether waiting a bit will mean paying a lower … Continue reading →

What’s the difference between a Conventional Mortgage loan and a FHA loan? If you’re thinking of buying a home, you may be getting advice regarding the kind of mortgage loan to choose. Does it matter? What are the real differences … Continue reading →

First, what is a home equity investment (HEI)? Also known as a Home Equity Sharing Agreement, it is a way for a cash-strapped homeowner with shaky credit to turn some of his or her home equity into cash. The homeowner … Continue reading →

When you’re thinking of buying a home, friends and family often come forth to advise you, caution you, and tell you the rules regarding home mortgages. While some of these rules have served a purpose in the past, now is … Continue reading →

Before you decide to simply take the standard deduction for 2022, check to see if your home ownership gives you a better break.   The 2017 Tax Cuts and Jobs Act of 2017 did reduce your allowable deductions. However, there is … Continue reading →