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Want a home mortgage loan? Heed these 10 do’s and don’ts.

The do’s and don’ts for getting a home mortgage loan have changed a bit since interest rates started climbing. In addition, some of the old assumptions about mortgage loans are simply wrong. Let us begin with the don’ts… This assumption … Continue reading

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If you want a mortgage loan, be quiet!

Sometimes telling everything you know or think can be counter-productive. One of those times is when you are meeting with a mortgage lender. Here are 5 things you should not say during that meeting: A statement like this can wave … Continue reading

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Simple ways to pay off your mortgage sooner

If you’ve decided that you want to remain in your home for the long term, then you’d probably love to pay it off long before the 30 years – or 15 or 20 if you opted for a shorter term. … Continue reading

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Who makes the final decision on your home mortgage?

When you decide to buy a home, you will likely visit a lender and gain a pre-approval before beginning to shop. After looking at your income, expenses, and credit scores, your loan officer will tell you how much you can … Continue reading

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Before you attempt to buy a house…

https://www.hud.gov/states/texas/homeownership/buyingprgms Before you attempt to buy a house… Unless you are sitting on a bag of money large enough to purchase a house for cash, you should become pre-approved for a home mortgage loan. If you skip that step, home … Continue reading

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What happens next with interest rates?

What happens next with interest rates? Anyone wanting to buy a house with a home mortgage loan right now is wishing interest rates would come down. But is that likely to happen? And if so, when? People are also wondering: … Continue reading

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These home mortgage mistakes will cost you money, so avoid them!

Homeowners who have made these home mortgage mistakes wish they could back up and start over, but sometimes it’s too late. Instead of having regrets later, heed these warnings before you apply for a home mortgage loan. Mistake #1: Thinking … Continue reading

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Mortgage loans becoming more difficult to obtain…

The grumbling we’re hearing across the nation from real estate agents is valid – many of their potential home buyers really cannot obtain a mortgage loan. Do you remember the banking industry’s reaction to the sub-prime mortgage crisis of 2007-2010? … Continue reading

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What’s the prognosis for interest rates in 2023?

Prospective home buyers are naturally confused and wondering what to do. With interest rates double what they were not all that long ago, they’re wondering whether they’ll continue to rise or whether waiting a bit will mean paying a lower … Continue reading

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Dos & Don’ts When Buying a Home!

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