Category Archives: Uncategorized

Dallas Morning news recently published a report indicating that the average cost of a $200,000 home loan in the U.S. ranged from a low of $2,119 in Wisconsin to a high of $2,919 in Hawaii. This figure excludes the cost … Continue reading →

Those of us who live here know that Texas has a lot to offer: great universities, sports teams, cultural and civic attractions, good weather more of the time than not, and friendly people. But… some other communities also offer similar … Continue reading →

Several factors can prevent a mortgage loan from closing on time – or from closing at all. Those reasons include loss of a job or changing jobs, failing to pay bills on time, making application for a new credit card, … Continue reading →

Texas was one of the last States to enter the recession and is now leading the recovery. In fact, as of December 2012, there were more people employed in Texas than ever before – and there are more people. According … Continue reading →

Understanding the how and why behind today’s bouncing mortgage interest rates almost requires a degree in economics. It also requires understanding of how both the stock market and the big banks react to events affecting the global economy, news from … Continue reading →

While consumers across the nation hesitate in fear that the economy could worsen, causing home prices to drop once again, Texas homebuyers need not fear. Jobs are the key to a healthy housing market, and Texas offers jobs. According to … Continue reading →

The Dodd-Frank Act, with its 2,000 plus pages, was signed into law on July 21, 2010 and touted as a consumer protection Act. In some ways that appears to be true. In others it appears to be a lender protection … Continue reading →

The Dallas housing market is hot right now – and you’d think that Dallas real estate professionals would be thrilled. They would be, except for one slight problem: Too little inventory for too many buyers. Agents report receiving 10 or … Continue reading →

When shopping for a new home, one of your first steps should be to become pre-approved for your home loan. Where should you go for that pre-approval? And where should you go for the actual mortgage loan? To a small, … Continue reading →

After three decades of boom and bust in the economy, wouldn’t you think that the Fed would quit trying to manipulate things and just let the free market bring some balance back? Nope, they’re not doing it. They still believe … Continue reading →