Those of us who live here know that Texas has a lot to offer: great universities, sports teams, cultural and civic attractions, good weather more of the time than not, and friendly people. But… some other communities also offer similar benefits.
People are flocking to Texas for another reason – the money.
Here in Texas, the more you work, the more you can earn, save, and invest – because your money doesn’t get confiscated to pay State Income Tax. Compare that to California, where residents are now paying a whopping 13.3% State Income Tax.
For home buyers, that translates to more money available for home ownership, along with the confidence that the law of supply and demand will maintain their home’s value.
We’re also business friendly – putting few barriers between companies wanting to business and employees wanting to work. So naturally, businesses are happy to locate in Texas.
In fact, between 2001 and 2011, Texas increased private sector employment by 732,800 jobs – and they’re jobs with good pay scales. Since the official end of the recession in 2009, Texas has been responsible for almost one out of every two jobs created in the entire U.S.
For home buyers, that translates to even more confidence – the confidence that they won’t suddenly find themselves out of work with a mortgage payment to pay.
If you’re new to Texas and deciding whether to buy or rent, you should have only one concern: Choosing your community and your neighborhood within that community.
A local real estate professional can provide the information to help you make that choice. And meanwhile, we at Homewood Mortgage, LLC – the Mike Clover Group can get you pre-approved for your home mortgage loan.
Pre-approval will give home sellers assurance that you can actually purchase their home – and thus will increase the chance that your offer will be accepted.
Wherever you are in Texas, get in touch. We offer personal service, low rates and fees, and 30 day closings to homebuyers state-wide.
Mike Clover
Mortgage Banker
www.mikeclover.com
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