Category Archives: Uncategorized

Is there a lien on your property?

Your first impulse might be to say “Only my home mortgage,” but you could be mistaken. Your home could have a lien that you are not aware of. Liens fall into four primary categories: Mechanical liens: These could result from … Continue reading

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Can Your Mortgage Loan be Assumed by a New Buyer, or Does it Have a Due on Sale Clause?

  The general assumption today is that all loans have a due on sale clause. This is the clause that simply says “If you sell the house, you have to repay the loan in full.” It only makes sense, because … Continue reading

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Down Payment Myths to Ignore

If you’ve begun saving up for the down payment on a home, and if you’ve mentioned your goal to friends and family, you’ve probably been getting plenty of advice. Some of it, of course, is good advice. For instance, Mom … Continue reading

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Understanding Real Estate Jargon

  When you set out to purchase or sell a home, you’ll likely be confronted with an abundance of terms that you simply don’t use in everyday life. Your agent, your lender, and others associated with the real estate industry … Continue reading

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Pay attention! Your Closing Disclosure Form is important.

First, what is a Closing Disclosure Form? It’s a document that outlines the terms and costs of your home mortgage. When you first applied for your loan you were given a Loan Estimate, also known as a good faith estimate. … Continue reading

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Which loan is right for you – Conventional or FHA?

When you’re planning to buy a house and will need a mortgage, and you’ll have choices. While a few do qualify for VA or Farm Home loans, most must choose between Conventional and FHA. Right now, about 40% of all … Continue reading

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Should you itemize or take the standard deduction this year?

Nearly 2/3 of American taxpayers take the standard deduction each year without giving much thought to the possibility of saving money by itemizing their deductions. For many, this makes sense, but for others, it’s akin to throwing money to the … Continue reading

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Construction Loan Options Video

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7 surprising traits of the mega-wealthy

    Would you like to attain a high net worth? Of course – who doesn’t? Adopt these 7 habits and watch your wealth grow. Proceed slowly – there is no such thing as “Get rich quick.” The very wealthy … Continue reading

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Should YOU Apply for a Mortgage On Line?

  A recent article on realtor.com stated that one survey found that 64% of millennial mortgage applicants prefer to apply for their mortgages on line. Realtor.com even offered up some reasons why potential borrowers might want to apply on line. … Continue reading

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