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Becoming a homeowner can be the first step toward a lifetime of financial independence. Tax deductions and growing your equity (instead of paying a landlord) are part of it – but it's also a quality of life issue.
You have the peace of mind from living in a home you own, whether it's a starter home, vacation home, or dream home.
Clover Mortgage Group, A division of Homewood Mortgage, LLC is a full-service mortgage broker offering hundreds of programs tailored to your needs.
We specialize in:
FHA/ VA
Government Loan Specialists
Conventional
Mortgage loans upto $417,000.
Jumbo Loans
When your mortgage amount is in excess of $417,000 your mortgage amount is no longer conforming. Thus we have many Jumbo products to choose from.
Refinances
Bad Credit OK
ARM's 3/1, 5/1, 7/1
An Adjustable Rate mortgage is useful if you are not planning to stay in your home longer than the term of fixed portion of the ARM.
For instance, if you were planning only to stay in your home for five years, it would be advisable to go with a 7/1 ARM. Giving you 7 years at the low rate, which should be plenty of time to sell your home.
80/15/5, 80/10/10 with no PM!
If you only finance 80% of the value of your home, you are eligable to waive your PMI insurance saving between $70 and $100 per month.
Investment Property Loans up to 80%
We have a large number of investor programs, we can find the right loan for you.
Interest only start rates as low as 2.95%
The ultimate flexibility in residential mortgage lending. With a pay option ARM you have the option each month to pay interest only or the full amortized payment.
Some programs offer the potential of deferred interest. Don't think you can afford that bigger house?
Think again.
Our offer is a no obligation pre-approval, we analyze your financial strength and credit situation and find the loan program that best fits your needs – A step toward your lifetime of financial independence.
Our Pre-Approval consultation is free and without obligation
