Texas Home Loan Lender

By admin | July 11, 2017 | Our Services

Homewood Mortgage LLC. provide you with the best Texas Home Loan Lender needs for your individual needs, structure your mortgage according to your finances, and offer the lowest possible rates available. Homewood Mortgage LLC. will walk you step by step through the Texas home loan process and keep you informed every step of the way. Thank you for considering Lone Star Financing as your home loan partner in Texas, we look forward to earning your business and forging a long term relationship.

Texas Home Loan Lender

Your first step is to use online or call and visit with a Homewood Mortgage LLC’s Texas Home Loan Lender. We’ll take you through all the choices, discuss rates and loan varieties and help customize a loan only for your specific lending desires.

During Your Free Consultation, A Loan Officer Will

  • Review your situation and provide best loan choices
  • Review available rates and costs
  • Calculate your actual borrowings & repayments
  • Explain all fees, charges, and the general method
  • Show you ways in which to save lots of cash
  • Help confirm if refinancing is correct for you
  • Provide a no value loan estimate

Texas Home Loan Lender

FHA Texas Home Loans

Texas FHA mortgages are insured by the Federal Housing Administration. Department of Housing and Urban Development (HUD), its protection is what makes it possible for mortgage lenders to produce insured FHA Texas Home Loans.

Conventional Texas Home Loans

Conventional mortgages are ideal for borrowers with smart or wonderful credit and provide rates supported credit. These are conformist loans that have totally different criteria from FHA, USDA and VA home loans in Texas. The conventional home loan limits are up to $424,100, however, high limits will be reached by combining them with a 2nd lien provided the minimum investment continues to be met.

They follow fairly conservative tips for:

  • Borrower Credit Scores
  • Minimum down Payments
  • Debt-to-Income Ratios

Jumbo Texas Home Loans

If the loan price exceeds $424,100 then a jumbo home loan is also right for you. A jumbo mortgage may be a home loan with a quantity that exceeds conforming loan limits in Texas.

VA Texas Home Loans

VA Texas Home Loans and residential lending with dedicated mortgage consultants here to say Welcome Home and Thanks for Your Service. We’ve got VA home loan specialists on standby to help get you into your new Texas area home. We tend to are dedicated to you and your future and concentrate on handling Texas Veteran Affairs lending. We’ll work with you through the home buying method as your VA adviser and ensure that you just maximize the government help along with your VA home loan.

Benefits of USDA Home Loans

USDA Loans provide 100% finance to qualified buyers. USDA Loan Eligibility is going to be determined by three factors:

  • Credit Worthiness

When an underwriter reviews your credit on a USDA Loan the main factor they’ll be searching for is a history of paying your bills during a timely fashion.

  • Income

You will get to be ready to document your income on a USDA Loan. USDA can usually need to check a two-year history of employment or consistent income. Income limits are determined by county, dependents, and expenses

  • Location of Property

In order to qualify for a USDA Loan, your home should be situated during a designated USDA rural area. A Homewood Mortgage LLC. Department of Agriculture home loan adviser will check the USDA Eligibility of your County.